Over 13,000 islands make up the country of Indonesia, and there is plenty to see and do for all types of traveller. Perhaps you are simply here to enjoy the gorgeous white sandy beaches or you would prefer something a little more adventurous like a trip to a volcano. There is also plenty of diverse wildlife to spot here including the world famous Komodo dragons. On top of all this, everything is very affordable so it is no wonder that travellers of all kind flock here. If you are planning a trip out here yourself, here are just a few of the unmissable sights and experiences that you should enjoy.


Kick Back in Bali
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Bali is probably the most famous Indonesian island and there are plenty of good reasons why. Of course, this means that it is crowded with travellers and sun-seekers, but this doesn’t take away from the fact that it is an extremely beautiful place to visit. As well as simply kicking back on the on the sand, you could also try out some surfing on Bingin Beach. One of the most stunning attractions that the island has to offer is the Pura Besakih, otherwise known as the Mother Temple.


See Komodo Dragons


We have already mentioned them at the beginning of the article, but no trip to Indonesia would be complete without seeing some Komodo dragons in the wild. The UNESCO heritage site of the Komodo National Park is the only place that you can do this, so you should certainly take a trip over here during your time in the country. You will really appreciate the size and power of these lizards when you get to see them first-hand.


Visit Jakarta


The capital city of Indonesia is large, bustling and chaotic. After all, it does have a population of 10 million people. If you are hoping to escape from the crowds for a little while, the place to do this is sitting at the cafes looking out over Fatahillah Square in the former Dutch quarter of the city, the Old Bavaria. Nighttime is when this city really comes to life and there are plenty of bar and restaurant options to keep you partying until the early hours.


See Sunrise at Bromo-Tengger-Semeru National Park        


The  Tenggerese region is home to one of the few big Hindu communities left on the island of Java.Mount Bromo and its national park is another of Indonesia’s must-see attractions, and you will certainly be impressed when you see the smouldering volcano up close and personal! The other volcano that the park is named after, Mount Semeru, erupts reliably every 20 minutes or so! Of course, this is usually just ash and stones so you don’t have anything to worry about. Get up early enough and you will be able to catch a very memorable sunrise.


Head to the Green Hills Around Bandung

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The city of Bandung is bursting with thriving markets, street cafes, and welcoming locals. There are plenty of accommodation options around the place which can be found on The city also makes the perfect place to head out on day trips to the surrounding countryside areas. Towering volcanic peaks, lush hot springs, and sprawling tea plantations are all within easy reach.


Explore Hindi Prambanan    


This grand Hindu temple was built way back in the 10th century and stands at an incredible 150 feet tall. The complex consists of over 240 different temples, so you could easily spend hours strolling around all the religious buildings. There are so many architectural and cultural treasures around the site that it is worth reading about everything in detail or taking a guided tour so that you can fully appreciate what you are witnessing.


See the Orangutans in Sumatra  


Sumatra is the place to go if you are looking to see orangutans. Sadly, due to deforestation and fires in the area, these are gravely endangered animals, so you should try to see them in the wild while it is still an option. Like seeing any great apes face to face, you will be amazed by just how human they seem. So, if you are going to take a tour to see these creatures, make sure that it is one that is ethically-run.


Snorkel or Scuba Dive in Bunaken or the Gili Islands

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So far, we have only talked about activities and sights that you can enjoy on the land of Indonesia, but there is so much going on beneath the surface of the water that it would be a shame if you didn’t enjoy a snorkelling or scuba diving adventure while you are out here. The deep waters of the Bunaken National Marine park is one of the best places that you can go to enjoy either one of these activities. The visibility is usually excellent so you will be able to spot a wide range of sea creatures including tuna, sharks, rays and turtles. Another place that you can go which is great for underwater activities are the Gili Islands, which are very secluded and peaceful as they don’t allow any cars to drive around.


Enjoy a Spa Session
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The affordability of spa sessions compared to ones that you would get back home mean that getting pampered is always going to be a popular option no matter where you are in Asia. Obviously, getting a massage is always going to be a good choice, but you could get one on a beach for an even more relaxing experience. Other popular treatments include body wraps, facials, manicures and pedicures.


As you can see from the diversity of things to do and sights to see, Indonesia is the kind of destination where you can have a totally different experience from other people you have spoken to. Tailor your trip to suit your preferences and you are bound to have an unforgettable time yourself.


Within modern society, there is a certain air of class systems. It’s not what the popular belief might want to perceive as, by pitting people against each other. It’s more so about finances regarding reliability rather than entirely about what you earn. Bad news spread fast, but bad financial news spreads quicker than lighting. It isn’t just through communities but throughout the financial world too. Banks, loan companies and various creditors will avoid you like the plague if they can see you have a negative credit score, a bad and reckless history with money. What many people don’t realize is, that once you have this reputation, it’s very hard to shake it off. Doubly worrying is that you don’t even get to feel it until you decide to apply for a loan, a mortgage or need some kind of assistance from your bank. It’s like a submarine; it only emerges when it’s too late to do anything about it.

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Credit Senado Federal


Talk to your bank beforehand


If you know you are just about managing, it’s your responsibility to inform anyone who you have an agreement with that this is the case. If your mortgage is directly linked to your bank, book a meeting with one of the financial advisors. If you’re having trouble making payments, it’s best to inform this person when you’re having a face to face talk. Many banks have a code of conduct that tells their employees to write down anything important or situation-changing down in their records. Therefore anything you bring up and has a sign that you may be faltering is then put into a side-margin so to speak. The financial advisor may then be able to restructure your repayment scheme, giving you breathing room. Your credit score won’t be affected because technically, you haven’t broken or fallen behind in any agreement.

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Image by Spring Dew


Sometimes less is not more


Very few occasions, you can limit the amount of weekly spending you do. You might be in college, have a large family, work part-time or simply cannot lower your living standard for one reason or another. In these types of situations, the more money you have, the better your life is, so cutting back will actually make things more difficult. In this case, to avoid sinking into the financial red zone, you can apply for a personal loan that you can then use to bolster yourself. With this extra cash injection, you can then make sure you’re meeting certain payments and not having the lenders knock on your door looking rather unpleased. Remember once you have a mark on your record, it tells every future financial creditor that you’re someone to be met with caution. Often times this means you’ll simply be earmarked as someone to avoid. With a planned personal loan, you can give yourself a little breathing room to work things out.

A large portion of the populace doesn’t really understand how financial communities operate. The bad news of an individual spreads like wildfire. This is because your financial record is in their database, and your information can be accessed at any time. It’s far better not to let yourself dip below the acceptable standard and take measures financially not to do so.


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