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There’s something really satisfying about being able to sit in our own homes and enjoy the hard work that we have put in to making it look and feel more homely. However, if you don’t own your home this can be a problem that many struggle to get around, especially if your landlord has strict instructions on no redecorating. What do you do in this situation? Many of us are still renting all over the world because we can’t afford to buy yet, or simply because we don’t want the responsibilities that comes with owning your own home. Either way, we should be able to make our homes more personal to us, and luckily you can. Here are some easy ways to make your home more homely, even if you don’t own it!

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First and foremost, make sure that you double check the rules on decorating in your rented home. It might state that the landlord wishes for there to be no changes to the interior, but sometimes this means structurally. Often, landlords don’t mind decorating as long as if when you move out, you put it back to how it was when you moved in. If your rental agreement isn’t clear, speak to your landlord and find out for definite. They may ask to see some plans of what you’d like to do before making a decision, but it’s definitely worth the try!


If you know for a fact that you’re not allowed to decorate, then don’t become disheartened! There are plenty of other ways in which you can make your home more personal to you and your family, without a drop of paint touching the walls! All it takes is a little creativity, and will more than likely be much cheaper than decorating anyway!


So, if you’re not allowed to paint the walls, it’s likely that they are a neutral colour like cream or white, which gives you a blank canvas to begin working around. This means that your choice of things to hang on the walls isn’t limited by what will match the walls. Here are some ideas on things that you could have on your walls that can instantly make your home feel more homely:


  • Mirrors are a great way of bringing a room together and creating a focal point too. They also make small rooms seem larger because of the reflection of light around the room. It’s now easier than ever to achieve the right kind of mirrored look too, as many homeware stores sell mirrors in all different shapes and sizes! Frames are customisable too, so whatever colour scheme you’re going for, you can match it with your mirror frame!
  • Unusual artwork is another way of completely changing the way that your home looks. If you have a colour scheme, you could choose artwork that will tie the scheme in nicely. If you’re going for a more wacky look, why not find the most unusual and eye catching piece for your home?
  • Pictures are also a great thing to hang on walls because they instantly make you feel at home. Hang pictures or canvases of the people you love and care about so that your home will instantly feel more like your own.


The next thing to think about is your colour scheme. While you might not be able to paint the walls in your colour(s) of choice, you can most definitely paint the furniture to the colour that you desire, or simply buy in furniture that’s already the colour of your choice. Why not consider upcycling your old furniture and giving it a fresh lick of paint rather than spending money on new furniture? It’s so simple to do and you are single handedly creating furniture that’s unique too!


It doesn’t have to stop at your furniture either, as you can get ornaments and trinkets that match your style of decoration. Consider hanging shelves around your home so that you can display your personal belongings and make it feel and look more homely. The great thing about this is that you can truly show off your styles and interests. From crystals to drinking horns, there’s no limitations on what you could display to make your home feel more comfortable to you!


Rugs are a fantastic way of bringing a room together, so if you’re also unable to change the carpets in your home you can use rugs to make it that little bit more like home. You can pick them up widely from many different stores and they aren’t expensive to buy either! Imagine sinking your feet into a plush rug each evening…perfect!


Potted plants are also a brilliant way of personalising your home. You could have different sized, shapes, smells and colours scattered all over your home to instantly add a splash of colour and homeliness. Another great thing about plants is that they release oxygen into the air which generally makes the air in your home nicer and fresher. They will literally be breathing a breath of fresh air into your home! Plants are also proven to make people happier, and can completely change the look and feel of a room!


Finally, another great way of personalising your home is by changing the type of lighting that you have around your home. Your home may have come with light shades, but they can soon be switched over to make your own statement. The same goes for lamps too, adding a few around your home can completely change the ambience of a room.


Even though it can be disheartening not having your home exactly how you want it, there are other easy and cheap ways of making your home more homely. Try these ideas and you’ll soon notice the different in how your home looks and feels!


Within modern society, there is a certain air of class systems. It’s not what the popular belief might want to perceive as, by pitting people against each other. It’s more so about finances regarding reliability rather than entirely about what you earn. Bad news spread fast, but bad financial news spreads quicker than lighting. It isn’t just through communities but throughout the financial world too. Banks, loan companies and various creditors will avoid you like the plague if they can see you have a negative credit score, a bad and reckless history with money. What many people don’t realize is, that once you have this reputation, it’s very hard to shake it off. Doubly worrying is that you don’t even get to feel it until you decide to apply for a loan, a mortgage or need some kind of assistance from your bank. It’s like a submarine; it only emerges when it’s too late to do anything about it.

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Credit Senado Federal


Talk to your bank beforehand


If you know you are just about managing, it’s your responsibility to inform anyone who you have an agreement with that this is the case. If your mortgage is directly linked to your bank, book a meeting with one of the financial advisors. If you’re having trouble making payments, it’s best to inform this person when you’re having a face to face talk. Many banks have a code of conduct that tells their employees to write down anything important or situation-changing down in their records. Therefore anything you bring up and has a sign that you may be faltering is then put into a side-margin so to speak. The financial advisor may then be able to restructure your repayment scheme, giving you breathing room. Your credit score won’t be affected because technically, you haven’t broken or fallen behind in any agreement.

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Image by Spring Dew


Sometimes less is not more


Very few occasions, you can limit the amount of weekly spending you do. You might be in college, have a large family, work part-time or simply cannot lower your living standard for one reason or another. In these types of situations, the more money you have, the better your life is, so cutting back will actually make things more difficult. In this case, to avoid sinking into the financial red zone, you can apply for a personal loan that you can then use to bolster yourself. With this extra cash injection, you can then make sure you’re meeting certain payments and not having the lenders knock on your door looking rather unpleased. Remember once you have a mark on your record, it tells every future financial creditor that you’re someone to be met with caution. Often times this means you’ll simply be earmarked as someone to avoid. With a planned personal loan, you can give yourself a little breathing room to work things out.

A large portion of the populace doesn’t really understand how financial communities operate. The bad news of an individual spreads like wildfire. This is because your financial record is in their database, and your information can be accessed at any time. It’s far better not to let yourself dip below the acceptable standard and take measures financially not to do so.


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It’s never nice to feel yourself in a bad financial situation. It can stress you out, make you feel less able to exercise authority and dominion over your life, and present you with obstacles to acquiring the items you truly desire in life. This can be demotivating to a fault, even if you have taken steps to reduce the debt responsibility.


The beauty lifestyle can for sure put us in debt if we’re not careful with our budgeting and finances. It can often feel like the latest and greatest new skincare product or lip kit should be prioritized, when really meeting that bill is something wise to take care of. The harmful and emotional effects of bad credit are not to be downplayed. Bad credit occurs due to defaults on loans, extended debts or court judgements against you.


For someone trying to exercise control over their life and pursue their goals, this can be a truly worrying thing to have happen. But what does bad credit truly mean in its entirety? Here are but a few examples:


No More Handset Plans


Bad credit means that you will no longer be eligible for the phone  plan you might want. This means that finding the latest and greatest new iPhone can be considered more difficult than needs be. Footing the  whole cost of these upgrades can set you back thousands of dollars, and so being able to meet these monthly contract / free deals can be very helpful in keeping you updated. While this is not the most life or death difficulty you could face in the least, it can be annoying when you are otherwise making good money, but need to stay away from the items your friends are enjoying at one time.




That’s right, even if you have the funding to upgrade your living to a  new apartment, you can be prevented from doing this due to bad credit. Tenant checks often bring back bad credit reports as a big red flag, because it means that you have had a history of mishandling your financial burdens. This means that a landlord will be less interested in renting to you, as you have obviously exercised some lack of judgement in your ability to meet your most pressing demands. This can be heartbreaking if you find yourself set on a particular place and can more than keep up with the rental instalments.


Debt Interest
Sometimes, the terms of other debts you have can become even worse when they have bad credit to leverage against you. Let’s say you default on a credit card bill. The bank will see your credit report when they try to collect, and if you’re already in a fragile situation, they will be much more likely to aggressively pursue their financial restitution. In these instances, finding a firm to help you with debt consolidation loan bad credit requirements can help you solve the problem immediately, helping you pay towards a select firm and lessen all of your worrying and fragmented costs. Piece by piece you can climb out of the hole of debt, and begin repairing your credit score. In seven years when credit reports update, you can enjoy a brand spanking new report, ready to be built again with all of your might.

Do you want to make sure that you wow all of your guests at your next party or dinner party? Well, if so, you need to have a few good classic cocktail recipes up your sleeves. Cocktails always look impressive and there is such a wide range of them that you will be able to find one that suits all of your guests’ taste buds. Here are a few that every adult needs to know.

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The Manhattan

The Manhattan is one of the most sophisticated cocktails out there and you’ll have probably seen it served up on lots of cool TV shows, such as Mad Men. The key to making the best drink is to ensure that you use both sweet and dry vermouth. Here’s a good basic recipe to get you going.

Makes 2 servings:
4 parts whiskey of your choice
2 parts sweet vermouth
2 parts dry vermouth
Dash of Angostura Bitters
Maraschino cherries
Orange peel
Lots of ice

Add whiskey, vermouth, and bitters to a cocktail shaker and shake well.
Rub the rim of a whiskey tumbler with the orange peel. You can then throw away the peel.
Pour the drink into the glass – strain it so you don’t get any ice in with it!
Garnish with a couple of maraschino cherries.

Handy tip: you can save money by making your own maraschino cherries. You just need to buy some fresh cherries and soak them in some maraschino liqueur for a month or so. Voila!

The Martini

There are two martinis that you can make: the traditional one that uses gin, or the vodka martini. You might already be familiar with the vodka martini as it is the prefered drink of James Bond! No matter which tipple you use as the base of your martini, though, you will find that this is one of the simplest of all the classic cocktails to make, so it’s perfect for beginner mixers. Once you’ve mastered the basic recipe, But, for this blog post, I’ll stick to the traditional recipe that uses gin.

Makes 1 serving:
3 parts dry gin
1 part dry vermouth
Pinch of salt
Small strip of lemon peel
Optional olive

Chill the gin and the glass for at least half an hour.
Once chilled enough, dissolve the salt in a small amount of water.
Add the gin, vermouth and salt solution to a cocktail shaker along with plenty of ice. Strain into a martini glass.
Garnish with the lemon peel.
If you prefer, add an olive instead of the lemon peel. If you want to make a dirty martini, then pour a drop of the olive brine into the drink.

Don’t forget that these are just two examples of classic cocktails. There are loads more out there if you research them. You might want to try the Old Fashioned which is another whiskey-based drink, or something less potent such as a margarita. As previously mentioned, you will certainly find a drink that you like as there are so many different recipes out there!

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